Cheap Variable Annuity Quote

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Cheap Variable Annuity Quotes
Cheap Variable Annuity, Variable Annuity Life Insurance, Variable Annuity Quote

A variable annuity is a contract between you and an insurance company. You agree to make contributions (either all at once or over time), which are invested as you choose from the options offered by the company, typically a range of mutual funds. In return, the insurance company agrees to make payments back to you for a set amount of time, either starting immediately or at some defined point in the future. The amount of these payments is determined by how well your investments have performed. Annuity earnings are tax-deferred, which is why they are often used as part of a retirement plan. And if you die before you start receiving your payments, the company will pay your beneficiary a certain amount, usually at least the amount you've paid in. Click below on any of the links to get online Cheap Variable Annuity, Variable Annuity Life Insurance and other annuity quotes.

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Cheap Variable Annuity, Variable Annuity Life Insurance, Variable Annuity Quotes

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More About Variable Annuity: The complexity and variety of variable annuities available means that there are no clear-cut answers about who should use them. But keep these two very important things mind: First, they typically carry high costs, usually much higher than simply owning the same investments directly. Second, while they offer tax-deferral, you can get this from investing in your 401(k) or IRA. This generally makes people who have maxed out their contributions to these accounts but who want to invest still more on a tax-deferred basis to be the best candidates for variable annuities.

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