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Disability Insurance Quotes | Short Term Disability | Long Term Disability Insurance | California Disability Insurance | New York Disability Insurance

New York is one of a handful of states that require employers to provide disability insurance or disability benefits coverage to employees for an off-the-job injury or illness. Coverage for new york disability insurance quote can be obtained through a disability benefits insurance carrier who is authorized by the New York State Workers' Compensation Board to write such policies. Another option is for large employers to become authorized by the Board to self-insure (WCL §211). Disability benefits are temporary cash benefits paid to an eligible wage earner, when he/she is disabled by an off the job injury or illness. The Disability Benefits Law (Article 9 of the WCL) provides weekly cash benefits to replace, in part, wages lost due to injuries or illnesses that do not arise out of or in the course of employment (WCL §204). Disability benefits are also paid to an unemployed worker to replace unemployment insurance benefits lost because of illness or injury (WCL §207). Disability benefits include cash payments only. New York State disability benefits insurance provides temporary cash benefits paid to an eligible wage earner when he/she is disabled by an OFF THE JOB illness or injury, and for disabilities arising from pregnancies.

Employers with one or more employees are subject to the provisions of the New York State Disability Benefits Law. The Disability Benefits Law provides weekly cash benefits to replace, in part, wages lost due to illness or injury that do not arise out of or in the course of employment. Disability benefits include cash payments only. Medical care is the responsibility of the claimant. Medical care is not paid for by the employer or insurance carrier. Covered employees are required to provide for payment of disability benefits to all eligible employees. Employers may comply by purchasing an insurance policy or by applying to the chair of the NYS Workers’ Compensation Board for approval as a self-insurer. Below you would find a simple fomr which is required to be completed to obtain a cheap New York disability insurance quote. Please complete your information and get online and cheap New York disability insurance quote in a few minutes.

Prepare for your future and protect your loved ones. If you were suddenly unable to work due to an accident what would you do? If you are healthy, currently not disabled, make $18,000 per year or more, you may qualify for disability insurance. To Request a Free Quote and Insiders Guide to Disability Insurance Click Here.