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Financial Responsibility Laws: California’s Compulsory Financial Responsibility Law requires every driver and owner of a motor vehicle to be financially responsible for their actions. The statutory minimum limits of liability insurance in California are as follows: Bodily Injury $15,000 for death or injury of any one person, any one accident. $30,000 for all persons in any one accident. Property Damage $5,000 for any one accident. There are four ways to accomplish financial responsibility: Coverage by a motor vehicle or automobile liability insurance policy; A cash deposit of $35,000 with the Department of Motor Vehicles (DMV); A certificate of self-insurance issued by DMV to owners of fleets of more than 25 vehicles; or A surety bond for $35,000 obtained from an insurance company licensed to do business in California. All California drivers and owners must have at least the statutory limits of minimum liability insurance or an approved alternative way to pay for injury or property damage they may cause. Penalties are very severe for non-compliance with this section of the vehicle code. When your car is in an accident for which you are found legally liable, bodily injury (BI) liability covers your liability to others for injuries to them. Property damage (PD) liability covers your liability for damage to someone else’s property. Below you will find selected companies and intermediaries who specialize in Cheap California - CA auto insurance quote online. You are bound to get the cheapest and most affordable rates for your California auto insurance quote online.
California Auto Insurance Update