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Car insurance is there to protect you and other road users. It protects motorists against liability in the event of accidents they may cause, to either someone else's vehicle, passengers or indeed your own. The Road Traffic Act requires all motorists to be insured against their liability for injuries to others (including passengers) and for damage to other people's property resulting from use of a vehicle on a road or other public place. It is an offence to drive your car or allow others to drive it without insurance. There are two main kinds of car insurance cover available:
Comprehensive insurance gives you more cover because it can also offer protection for accidental damage, theft, fire damage as well as liability towards third parties. Third party insurance protects you against liability should you injure a third party or cause damage to a third party's property, but does not provide any cover for your own vehicle or property. A more popular version of this cover is known as Third Party Fire and Theft which provides with additional protection against fire damage or the theft of your vehicle.
Commercial use insurance is also available for company owned cars used for business purposes. UK has a very competitive car insurance market. It is competitive because there are many insurance company competing to give cheap car insurance quote UK and rates for UK residents. This actually leads to a bigger problem, i.e. to get into the details of the insurance policy and to compare various UK car insurance quotes. There are online and cheap car insurance quotes available, but one has to be careful as terms may vary. We have assembled some of the finest and cheapest Auto Insurance Quotes UK and Car Insurance Quotes in UK. The process is very simple - answer just a few questions and get instant and cheap car or auto insurance quotes from several leading and reputed insurance companies!
UK Car Insurance Update