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Universal Life Insurance is a flexible-premium, adjustable benefit life insurance policy that accumulates account value. The flexibility of this policy allows you to change the amount of insurance as your needs for insurance change. Some changes require underwriting approval. As with all life insurance, the main purpose for buying a Universal Life insurance policy is the death protection provided to your loved ones at your death. If you're looking for a way to combine life insurance death benefit protection and cash value accumulation with flexible terms under one policy, fixed universal life insurance policies can provide the flexibility you desire. Within certain limits, fixed universal life insurance lets you adjust when and how much you pay in premiums.

You also can adjust the amount of your insurance coverage in later years, although increases in coverage may require additional evaluation of your health and other factors at that time. You affect the accumulation of cash values through the amount and timing of your premium payments. We have assembled some of the finest and cheapest sources on universal life insurance and variable universal life insurance quotes. The process is very simple - answer just a few questions and get instant and cheap Universal Life Insurance Quotes from several leading and reputed life insurance companies!

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