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Buying a home is one of the single largest investments that most people ever make. If you need to protect that investment, your main line of defence is homeowners insurance. Most standard florida homeowners insurance policies will provide coverage for damage to your home (and many of the items in your home) caused by: Theft, Fire and lightning, Smoke, Frozen pipes, Ice and snow, Homeowners insurance also provides coverage for liability claims, medical payments to third parties, and legal costs if a lawsuit is brought against you. The most common amount of liability coverage included in a homeowners policy is $100,000, but you may need much more, depending on your circumstances. Read your florida homeowners insurance policy to find out exactly what is and is not covered. Do this before you suffer a loss, so you won't be surprised. We have assembled some of the finest and cheapest sources for Florida Homeowners Insurance. The process is simple - answer just a few questions and get cheap Home Insurance Quotes, Homeowners Insurance Quotes from several leading and reputed insurance companies for the entire state of Florida.

Homeowners' insurance is a specific type of property insurance. Florida Homeowners' insurance covers damage or loss by theft and against perils which can include fire, and storm damage. It also may insure the owner for accidental injury or death for which the owner may be legally responsible. Mortgage lenders usually require homeowners' insurance as part of the mortgage terms.
The standard Florida homeowners' insurance policy is divided into several component parts: