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Chicago falls under the State of Illinois. The State of Illinois as well as Chicago have financial responsibility/compulsory limits of 20/40/15. The first two figures refer to bodily injury liability and the third figure to property damage liability. 20/40/15 means coverage up to $40000 for all persons injured in an accident, subject to a limit of $20000 for one individual, and $15000 coverage for property damage. The insurance industry and consumer groups generally recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states. Click below to find cheap Chicago Auto Insurance Quote.

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