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State Long Term Care Insurance
Massachusetts Long term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long term care insurance helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age. You may never need long-term care. This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care.
We have assembled some of the cheapest resources for Massachusetts long term care insurance insurance on this page. Long-term care insurance policy is not for everyone. For a limited population, long-term care insurance makes sense as an affordable and worthwhile form of insurance. Buying long-term coverage should not cause financial hardship and force you to forego other financial needs. Whether long-term care insurance is appropriate requires a full financial analysis. For many people it is not a good idea. Although the need for long-term care can arise gradually as a person ages and needs more and more assistance with activities of daily living, for most a stroke or a heart attack will be the precipitating need. Those with acute illnesses may need nursing-home care for a matter of months, while others may need care for years. If you need Massachusetts Long Term Care Insurance, click on one of the links below and get a cheap Massachusetts Long Term Care Insurance Quote.
Cheap Massachusetts Long Term Care Insurance Quotes
Cheap Massachusetts Long Term Care Insurance Quote
LTC Ombudsman Overview - Massachusetts
Life in a nursing or rest home is not always easy. Many residents are alone, and feeling powerless. A Long Term Care Ombudsman is an advocate for residents living in long term care facilities. Ombudsmen offer a way for residents and their loved ones to voice their complaints and have their concerns addressed so that residents can live their lives with dignity and respect.
The Executive Office of Elder Affairs, through 24 Local Program Areas, administers the Massachusetts Long Term Care Ombudsman Program. Ombudsmen work within the system to improve the quality of life and care of residents. Ombudsmen volunteers and staff are certified by the State Ombudsman and visit nursing and rest homes on a regular basis.
Receive, investigate and work to resolve concerns of residents.
Educate residents, families and providers about resident rights.
Refer individuals to other appropriate agencies for assistance when resolution of a concern is not possible through the Ombudsman Program.
Advocate for positive change to the long term care system in Massachusetts.
Provide information and assist consumers in selecting a long term care facility.
Keep the identities of residents and complainants confidential unless the person making the complaint consents to having such information released, or abuse or neglect are involved.
Seek help from a Long Term Care Ombudsman if…
You are a resident of a nursing or rest home.
You are a friend, relative or guardian of a resident of a nursing or rest home.
You are an employee or staff person of a long term care facility.
You are thinking about moving into a long term care facility.
Are concerned about care or treatment in a nursing or rest home.
Need guidance in selecting a long term care facility.
Are looking for information regarding resident rights.
Have a question about a transfer or discharge of a resident.
The Long Term Care Ombudsman Program
Is NOT the regulatory agency overseeing Nursing and Rest Homes. The Massachusetts Department of Public Health’s Division of Health Care Quality inspects and licenses Nursing and Rest Homes in Massachusetts.
Does NOT certify assisted living facilities. Contact The Assisted Living Certification office at 617-727-7750.
Is NOT able to provide direct care to residents.
Massachusetts Long Term Care Insurance Update