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State Long Term Care Insurance
Pensylvania Long term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long term care insurance helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age. You may never need long-term care. This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care.
We have assembled some of the cheapest resources for Pensylvania long term care insurance insurance on this page. Long-term care insurance policy is not for everyone. For a limited population, long-term care insurance makes sense as an affordable and worthwhile form of insurance. Buying long-term coverage should not cause financial hardship and force you to forego other financial needs. Whether long-term care insurance is appropriate requires a full financial analysis. For many people it is not a good idea. Although the need for long-term care can arise gradually as a person ages and needs more and more assistance with activities of daily living, for most a stroke or a heart attack will be the precipitating need. Those with acute illnesses may need nursing-home care for a matter of months, while others may need care for years. If you need Pensylvania Long Term Care Insurance, click on one of the links below and get a cheap Pensylvania Long Term Care Insurance Quote.
Cheap Pensylvania Long Term Care Insurance Quotes
Cheap Pensylvania Long Term Care Insurance Quotes
Long-Term Care Ombudsman Program in Pensylvania
Long Term Care Ombudsman program was created to help address the quality of care and quality of life experienced by residents who reside in licensed long term care facilities such as nursing homes, homes for the aged, and adult foster care facilities.
What is the Office of the State Long-Term Care Ombudsman?
The State Long-Term Care Ombudsman is the chief advocate for consumers of long-term care within Pennsylvania, and oversees the statewide Long-Term Care Ombudsman Program. They also conduct statewide ombudsman training. Should you need assistance contacting or identifying your local ombudsman, please feel free to contact the state ombudsman. The Office of the State Long-Term Care Ombudsman is located at 555 Walnut Street, 5th Floor, Harrisburg, Pennsylvania 17101-1919; telephone (717) 783-8975.
What is an ombudsman?
Ombudsman is Swedish for "citizen representative". Long-term care ombudsmen make themselves available to take a message of concern forward and help to resolve it on behalf of care-dependent elderly.
Ombudsmen are client driven and client directed. As the consumer's advocate, they act on the wishes of the client.
An ombudsman is:
A trained individual who can help if you have a complaint or problem with any long-term care service;
A source to provide information about your rights as a consumer and assistance in exercising those rights;
An advocate for high standards of quality of care who promotes strict enforcement of those standards;
A promoter of the highest quality of life for care dependent Pennsylvanians, 60 years of age and older;
A consumer representative who works within the legislative and rule-making process to improve long-term care services throughout the state; and,
A person who assists long-term care consumers in pursuing remedies to their problems.
How can an ombudsman help me?
If you are dissatisfied with your care or have a concern or a question about your care that you have been unable to resolve with the facility, the ombudsman will investigate and seek to resolve your complaint. There is no cost for ombudsman services.
Pensylvania Long Term Care Insurance Update